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Accepting Payments the Foolproof Way (Square Card Reader With FREE Processing)

squareHave you heard of Square? 

In a nutshell, it’s a way to accept credit card payments with your phone or tablet, without paying monthly fees or any other costs except when you actually accept a payment.

It’s a great payment solution for people who sell their own goods or services (crafts, dog walkers, direct sales, etc), or for people who need to accept payment on site, wherever they are (contractors, trade shows, churches, etc).  You can even use it for accepting payment from friends, at yard sales and bake sales, and for things like babysitting.

*This post contains referral/affiliate links.*

Can you imagine the possibilities for your home daycare?  No more excuses like “I forgot to hit the bank machine on the way home” or “I ran out of cheques”.   With Square, you can swipe their credit card, and get payment deposited into your bank account within a few days!

So here’s how it works:  Go online to SquareUp.com  (referral link) and set up your account.  You’ll need to provide your banking information and they’ll verify it by making a couple of small deposits.  You request a card reader by mail, and they send it out to you (7-10 days), and you download the free Square Register app for Android or iOS, and you’re good to go.

Now you can accept payment wherever and whenever you like.  Square even accepts offline payments, but it’s always better for your own peace of mind to have a wireless or wifi connection.

The cost is 2.75% per card swipe.  It’s a little bit more if you need to type in the card number manually.  But you only pay when you actually process a credit card payment.  You can also use the Square Register app to accept cash, cheque or gift card payments for no cost at all!

In the videos below, you’ll get a better idea of what the card reader itself looks like and how it works.

And hey, if you sign up for Square using this link:  https://squareup.com/i/778FA5AC , both you and I will receive free processing up to $1000.  So it really is free to try out!

What would you use Square for?

Get your free Square Card Reader here!

Article written by:

Megan is a WAHM to 3 (and then some) kids, who spends the majority of her time working as an Administrative Assistant, blogging and washing dishes. She loves to write about her adventures in parenting, running a home daycare, adoption and whatever else strikes her fancy!


  1. Robin Rue (@massholemommy)

    I was just telling someone to get one of these the other day. She runs a small massage business and I think she would get more customers if she took cards in addition to cash & checks.

  2. Stacie @ Divine Lifestyle

    Square sounds awesome! I do a lot of business on the go, and I think getting paid right away sounds like a winner.
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  3. Shasta Walton

    This seems very helpful for small business owners. Getting paid right away is never a bad thing!
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  4. Jeanette

    We have our own little business and when it gets a little bigger we will be getting a credit card reader. It is the way most people pay now a days so it is a great idea to get one.
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  5. lisa

    I think this Square is such a neat way for small businesses to get paid. This is a great new advantage in payments.
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  6. Mimi MimiCuteLips" Green

    I love Square and I’ve been using them for a while now. I need to upgrade to the new chip reader.
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  7. Tiffany @ Daily Leisure

    Oh cool, so is it kind of like PayPal but you’re able to swipe? This is so neat!
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  8. rika

    This is the perfect payment system for small business owners if they want to increase their sales. I don’t bring cash and pretty upset if I can’t make a purchase with my credit card.
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  9. Tracy @ Ascending Butterfly

    Saw them at a Technology Tradeshow awhile back and thought it was a neat idea, any business owner will truly benefit by having the Square Card Reader!
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  10. Michele D

    I haven’t heard of square until now but I think it’s a great idea and a way for people to pay or receive money. Definitely will be checking this out! Thanks

  11. Mary Edwards

    I absolutely love the Square Card Reader. It makes taking debit/credit cards a cinch!
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  12. Ourfamilyworld

    I haven’t heard of this until now. This is a great option for small business owners to get paid right away.

  13. jenni Eaves

    I’ve never had the need for one of these before but I have used them to pay. It’s such a simple way to allow people to pay!
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  14. Chubskulit Rose

    This reminds me of the Asian store we go to in Pittsburgh, we don’t go there unless we have cash because they don’t take card. They should get one of these!
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  15. Melissa

    I would love this for all of the times someone is short on cash, I would just be like ok use my phone instead of lending money I would never see again!
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  16. Lynndee

    This is the first time that I’ve heard of Square, but I do believe that this is a must-have for business owners since most people nowadays carry cards.
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  17. tonyacoleman

    I’ve never heard about Square until now, but it looks like a great and quick way to get paid right away! Will most definitely be checking this out!

  18. Erin

    I used to use square and did love it! I use the paypal reader now.
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  19. Dawn McAlexander

    I know a lot of people that could use this to aid with their small business.
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  20. Melissa

    It is fantastic! My husband uses it when we do craft fairs- and it is super easy!

  21. Shaney Vijendranath

    Never heard of it but I’m very curious now since I’m always dealing with payments. Definitely checking it out.
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  22. Bonnie @wemake7

    My husband jus signed up for one of these last week. Can’t wait to receive it. Sounds very useful.

  23. Rosey

    That would be great to use in so many different scenarios. The daycare one you offered (scenario), for sure!

  24. clarissa

    I use square and love it! its so convienant!

  25. Patricia Woolverton

    Wow never heard of them before. I think its great for small business’s and can make it a lot easier for them to accept different forms of payment.

  26. Krystal

    What a simple way to take payments. I have wondered how small businesses do it all.
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